A pre-paid cash card is a stored-value card that allows us to make payment using that card so that we do not need to bring so much cash along with us. We can just transfer the cash to credit in the card and just use that card to do the payment. So, sometimes if we do not bring cash we also can use the card to pay for it. A pre-paid cash card is similar as a debit card. One major difference between pre-paid cash card and debit card is that debit cards are usually issued in the name of individual account holders, while stored value cards are usually anonymous.
Although the pre-paid cash card works almost the same like a credit card, a pre-paid cash card is different because it allows consumers to have a better control over their finance. They must make sure that their card has enough credit before they spend. It is much more convenient and are designed to be used as a safer alternative as compare to cash.
A prepaid cash card can be used to buy things and pay bills, such as utilities, as long as it is accepted in different retailer. The most common pre-paid cash card we can see everyday in
In conculsion, by using the prepaid cash card, it enhances the speed of paying for low value but high frequency transactions. Furthermore, it is also convenient because consumer need not bring a huge amount of cash and waste their time in queuing up in the cash lane to complete the transaction. Moreover, by not bringing huge amount, it can reduce the social problem and reduce the risk of being rob, theft, snatch and others.
By Sze Ying
Here are some suggestion ways for you to safeguard your data:
1. install and Update spyware and virus protection
Install an antivirus program like Symantec and Norton antivirus, AVG antivirus is software that prevent a worm, virus or spyware program from sending out files or other stored information from your computer. This software needs to be kept up-to-date to remain effective If you do not subscribed to these updates, computer may be vulnerable to attacks by malicious software.
2. Firewall installation
A firewall is a computer system that is designed to block unauthorized access to or from a private network and it is effective at stopping spyware installation .In addition, firewall helps to screen out many kinds of malicious Internet traffic before it reaches our computer, therefore hackers unable to access personal information on the computer.
3. Choose a secure password to protect account information
Avoid using any password that could be guess easily. Passwords are confidential information; hence do not respond to any message that asks for your password. If you suspect something is amiss or wrong, please change your passwords immediately.
4. Use your own computer, instead of public machine to access financial information
When u needs to check your bank balance, use your own computer logging is the better way for you to safeguard your financial data. Avoid accessing financial information in public because we do not know how powerful their firewalls are.
5. Don’t simply download e-mail attachments that are sent from someone you do not know
Users should not download attachments, software updates or applications through an e-mail link. They actually take personal information to a site created by the phishing thief while these links and forms may appear to be directed to a legitimate business site.
By Hooi Shang
The advancements in technology grow at an alarming rate, and each week we see new things that we ever were possible before. According to the 2009 Security Threat Report from Sophos, one new infected Web page is discovered every 4.5 seconds. By logging on to the net, you are at risk at once. Online security threats are a big challenge today. The main threats of online security are Spyware, Computer Viruses and Hackers.
es, Key Loggers, Dialers and Adware Programs.
Computer Virus is a computer program that can spread itself and infect a computer without the permission or knowledge of the owner. Most personal computers are now connected to the Internet and to local area networks, facilitating the spread of malicious code. Today's viruses may also take advantage of network services such as the World Wide Web ,E-mail, Instant Messaging , and file sharing systems and virus will be sent through the infected file or mail. Moreover, our email address book will be one of the sources for the virus to find new people to attack.
Hackers are increasingly motivated by money and stealing our bank account and credit card information. Hackers will try to hack into the computer system, get the information and transfer the money to their account without authorized by the top management. Therefore, in order to avoid yourself getting involed in the threat, users must protect their computer by installing anti-virus software, such as Avira Anti Virus and always be alert when using internet.
By Sze Ying
From the post which titled as ‘More Than 1 Million Computer Viruses in Circulation Now’ in the My E-Commerce blog, I found that the number of computer viruses, worms and Trojans are actually increased from the year 2006 to 2007, indirectly it also means that the cyber criminal problem is also getting serious. Nowadays, in our daily life, not only our personal computers at home, the computers at university also easily get attack by viruses. I believe that the number of viruses will keep on increasing if the there is no solution on it. Besides that, this post has given me more understanding about threats to the computer, especially malware and malicious program.
Malware is actually a portmanteau word that comes from the words malicious and software. It is a harmful software program to a computer system, which has been designed to damage and disrupt the system, such as viruses, worms and Trojans.
According to the Symantec report, 1,122,311 malware is detected, it is quite a huge number. The majority of these viruses are aimed at the personal computer that runs with Microsoft Windows and the criminals are using Trojans to gain access to the PC. In addition, according to Security Firm, it also said that the number of malicious programs has reached an unprecedented high. 
Hence, Internet security is very important to the computer system, in order to protect the computer from those viruses, worms and Trojans threats and attacks. In order to avoid the computer system attack by those viruses, worms and Trojans, security firm has used heuristics, or rules of thumb, to spot programs and some used behavior blockers that shut down any program that shows malicious intent. At home, we should also install the anti-virus program. Let’s together reduce the number of those viruses and the number of cyber criminal problems!
By Simone
